Quick answer — total tuition and main fee heads
St. Joseph Institute of Management fees for the PGDM 2026–28 cohort list a total tuition of ₹10,80,000 for the two-year programme (₹5,40,000 per year). Applicants must budget separately for hostel, refundable deposits and several one-time and recurring campus charges.
Below is a concise table of the main fee components that CAT/MBA aspirants should plan for in addition to tuition.
| Component | Amount (INR) | Frequency | Notes |
|---|---|---|---|
| Tuition fee (PGDM) | 5,40,000 per year; 10,80,000 total | Annual / Total | Official PGDM fee structure for 2026–28 cohort; installment schedule shown on the official page. |
| Refundable caution deposit | 20,000 | One-time | Refundable; indicated as a separate deposit in official fee notes. |
| Hostel & mess | Charged separately (variable) | Annual | Hostel accommodation page lists availability; candidates must apply separately for hostel. |
Interpretation: the institute publishes ₹5.40 lakh per year tuition for PGDM 2026–28 with a ₹20,000 refundable caution deposit. Hostel and mess charges are additional and allocated separately by room type and mess plan; students should budget for annual hostel+mess costs on top of the tuition instalments.
Update: The PGDM fee table and installment dates are listed on SJIM's PGDM fee structure page (PGDM 2026–28). Verify any changes directly with the institute's admissions office before payment.
Detailed tuition breakdown (PGDM 2026–28)
St. Joseph's Institute of Management — Bengaluru School of Business confirms the PGDM tuition for the 2026–28 batch as ₹5,40,000 for the first year and ₹5,40,000 for the second year, giving a total tuition of ₹10,80,000. The institute's published fee page lists the instalment schedule and the one-time refundable caution deposit.
Below table reproduces the exact published components and installment amounts shown on the SJIM fee page for PGDM 2026–28.
| Head | First Year (INR) | Second Year (INR) | Total (INR) | Notes |
|---|---|---|---|---|
| Tuition fee | 5,40,000 | 5,40,000 | 10,80,000 | Published as "Fee Structure: PGDM 2026-28" on SJIM website (undated) |
| Instalments (per published schedule) | 2,70,000 (At admission); 2,70,000 (15 Sep 2026); 2,70,000 (15 Mar 2027); 2,70,000 (15 Sep 2027) | Four equal instalments of ₹2,70,000 each as listed on SJIM fee page | ||
Interpretation: the institute charges tuition split evenly across two academic years and collected in four instalments of ₹2,70,000. The separate refundable caution deposit ₹20,000 is payable at admission and refunded subject to college rules. The instalment dates are published on SJIM's fee page.
Total tuition for PGDM 2026–28 is ₹10,80,000; instalment dates and the refundable caution deposit are listed on SJIM's official PGDM Fee Structure page (check the institute prospectus for admission-specific instructions).
Hostel fees, room types and mess charges
St. Joseph Institute of Management fees documentation lists hostel accommodation as a separately charged component; SJIM operates on-campus hostel blocks and assigns rooms after admission and application. The institute’s public pages include a dedicated Hostel Accommodation section for rules and allotment procedures.
The official SJIM PGDM fee page published the academic tuition, instalments and a one-time refundable caution deposit of ₹20,000 for PGDM students; that refundable deposit is payable in addition to tuition and commonly covers institutional deposits including hostel security where applicable.
Available public sources do not publish a detailed, up-to-date per-room hostel tariff table on SJIM’s fee page. Because a complete per-room breakdown is not present in the supplied official pages, this section lists only the fee elements SJIM confirms publicly and explains typical application/allotment rules that SJIM’s Hostel Accommodation page describes.
| Room Type | Annual Hostel Fee (INR) | Annual Mess Charge (INR) | Refundable Deposit (INR) | Inclusions |
|---|---|---|---|---|
| On-campus hostel (shared) | Not published on official fee page | Not published on official fee page | ₹20,000 (caution deposit shown on PGDM fee page) | Room, common areas, basic security; mess billed separately as per hostel rules |
Interpretation: SJIM’s official PGDM fee page explicitly states the refundable caution deposit of ₹20,000; however, annual hostel and mess charges are not given there. Prospective students should use the institute’s Hostel Accommodation page or contact the admissions office for current room-type rates, sharing options, and mess menus because those figures are set annually and not present in the published PGDM fee structure.
- Hostel application and allotment: SJIM requires a separate hostel application after admission; rooms are allotted on a first-come-first-served basis and subject to availability and conduct rules on the Hostel Accommodation page.
- Mess covers: Mess charges typically include three meals a day and maintenance; SJIM states mess is charged separately and students must follow mess rotation and dietary policies as published in hostel rules.
- Refunds and deposits: The ₹20,000 caution deposit is refundable subject to clearance of dues and hostel rules.
Other mandatory charges and one-time payments
The St. Joseph Institute of Management fees schedule for the PGDM 2026–28 cohort lists the tuition instalments and a stated refundable caution deposit of Rs 20,000; other mandatory and recurring academic charges are published across the institute’s fee pages and prospectus. Below is a concise table of the commonly published charge heads and when they are payable.
| Charge Type | Amount (INR) | One-time/Recurring | Payable When |
|---|---|---|---|
| Refundable Caution Deposit | 20,000 | One-time | At the time of admission |
| Tuition (per year) | 5,40,000 | Recurring (annual) | As per instalment schedule (first instalment at admission) |
| Library / Lab / Registration / Development (combined academic charges) | Published within prospectus | Usually one-time/annual (varies) | At admission or first semester—refer to prospectus for exact split |
| Examination / Convocation Fee | Published within prospectus | Recurring / One-time | Exam term or final term (payable as notified) |
| Activity / Club Fee | Published within prospectus | Recurring (annual) | Start of academic year / term |
The SJIM official fee page and the downloadable Admission Brochure 2026-28 list the Rs 20,000 caution deposit and show tuition components; however, explicit numeric breakdowns for library, lab, activity, exam and convocation fees are not itemised on the fee page and appear in the prospectus. Candidates should confirm those line-item amounts in the prospectus PDF and at the finance office before payment.
Also Read: SOIL MBA Fees 2026: Detailed Fee Structure & Breakdown
Payment schedule, instalments and modes
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Scholarships and fee concessions — eligibility and continuation rules
St. Joseph Institute of Management fees include a structured set of admission and merit scholarships for the PGDM 2026–28 cohort; scholarships are awarded at admission and conditional on academic performance in later terms.
Below table summarises published SJIM scholarship schemes and rules for the PGDM 2026–28 cycle.
| Scholarship Type | Eligibility | Amount (INR) | Disbursement Timing | Renewal Criteria |
|---|---|---|---|---|
| Admission scholarship — CAT/XAT | Admission percentile bands (PGDM 2026-28) | Above 90 pctl: 2,25,000 85–89 pctl: 1,20,000 80–84 pctl: 90,000 75–79 pctl: 70,000 70–74 pctl: 60,000 |
Part awarded in 1st year (half on admission) | 1st year: maintain 7.3 CGPA after term 1; 2nd year continuation: 8.1 CGPA after term 4 and no discipline case; must enrol in CIS elective |
| Admission scholarship — CMAT/MAT | Admission percentile bands (PGDM 2026-28) | Above 95 pctl: 1,20,000 90–94 pctl: 85,000 85–89 pctl: 65,000 80–84 pctl: 45,000 75–79 pctl: 25,000 |
Part awarded in 1st year (half on admission) | Same continuation conditions as CAT/XAT scholarships |
| General merit scholarship | Top 25 students in each year (PGDM) | 60,000 each | Awarded in respective year | Subject to performance and conduct as per SJIM rules |
| Merit-cum-means | Meritorious students from economically poor category (5 each year) | 50,000 each | Awarded in respective year | Subject to means-testing and academic performance |
Practical interpretation: half the admission scholarship is credited in the first year; students must enrol in the CIS (Course of Independent Study) elective to be eligible and meet the specified CGPA thresholds to retain the award in year two. General merit and merit-cum-means awards have limited slots and are contingent on documented need or ranking.
eligibility: To receive any admission scholarship, a candidate must enrol for the CIS elective and must have first-class academic record (minimum 60%) at X, XII and graduation as specified by SJIM.
Educational loans and bank tie-ups
St. Joseph Institute of Management fees candidates can access an SBI education loan scheme that is explicitly mentioned on the institute’s fee page: SBI educational loan is available up to ₹30,00,000 without collaterals (PGDM 2026–28 page; source undated on SJIM website). This is the primary bank tie-up cited by the institute.
Below is a concise table summarising the institute‑mentioned bank support. Every entry reproduces the institute’s published claim.
| Bank | Loan Limit | Collateral Required | Typical Documents |
|---|---|---|---|
| State Bank of India (SBI) | ₹30,00,000 | Not required (up to ₹30,00,000 as stated) | Standard student loan documents (application, admission/fee schedule, ID, academic certificates, guarantor details) |
Practical interpretation: SJIM’s published note specifically names SBI and states the ₹30 lakh unsecured threshold. Applicants should treat this as the institute’s guidance; actual sanction, rate of interest, moratorium and margin money rules are determined by the bank at application time.
Documentation and timeline basics: expect to submit an admission/fee confirmation (offer letter or SJIM fee invoice), identity and academic proofs, proof of residence, a signed loan application, and guarantor or co‑applicant details if required by the bank. Banks typically complete processing after document verification and property valuation if collateral is involved; SJIM’s page does not give a published processing time—applicants should allow several weeks for sanction and disbursement and follow SBI’s current timelines.
Where to confirm: confirm the exact loan products, interest rates, margin money, moratorium period and sanction timelines directly with SBI branch or SJIM’s admissions/educational‑loan office, and retain printed fee invoices required for disbursement.
Refund, cancellation and withdrawal rules
St. Joseph Institute of Management fees refunds and withdrawals follow standard higher-education norms and the institute’s published policy. The institute’s PGDM fee page (PGDM Fee Structure: PGDM 2026-28) states an additional one-time refundable caution deposit of Rs 20,000; broader refund rules reference UGC/AICTE refund principles through the prospectus and refund notices in the admission brochure (downloadable prospectus PDF available on the official site).
The institute applies staged refund and deduction rules depending on when a student withdraws; refund timing and amounts are governed by the admission cycle and seat-confirmation date. The official PGDM page links to the downloadable SJIM Admission brochure 2026-28 which contains the full refund and cancellation clause for that cycle.
Below table summarises the withdrawal windows and typical deductions as published or aligned with standard UGC/AICTE-guided practice cited by the institute documents. Use the prospectus for precise case-level computation.
| Withdrawal Period | Refund % or Deductions | Notes |
|---|---|---|
| Before admission letter/seat acceptance | Substantial refund (less application/processing charges) | Seat not confirmed; refer prospectus for exact processing fee |
| After admission & before programme start | Partial refund after administrative deductions | Includes deduction for registration and administrative processing |
| After programme start | Minimal/No refund | Fees for completed terms normally retained; deposit refundable per terms |
| Caution deposit | 100% refundable | Refund processed after course completion/clearance |
The institute follows UGC-recommended timelines for processing refunds; expect administrative processing time after approval. Refund requests must be submitted in writing to the admissions/finance office using the contact channels in the prospectus.
Practical interpretation: if you decline a seat before formal acceptance you will generally recover most tuition less a processing fee; after joining the programme, the institute retains tuition for served periods and returns the caution deposit on clearance. Confirm exact percentages and timelines in the SJIM Admission brochure 2026-28 and the fee-structure page.
caution: Refund percentages and processing timelines are set in the 2026 prospectus; always obtain written acknowledgement of any withdrawal and refund schedule from the finance office.
How fees may change and where to confirm 2026 figures
St. Joseph Institute of Management fees for the PGDM 2026–28 cycle are published in the institute’s fee page and prospectus; changes can occur annually because the institute reviews tuition, hostel and statutory charges each admission cycle. Expect published figures to be authoritative for the named cycle; later adjustments are only official when the institute posts an updated fee page or an amended prospectus.
important documentary sources to check are the online PGDM Fee Structure: PGDM 2026-28 notice and the downloadable prospectus (the institute’s admission brochure). The public PGDM fee table on the institute site lists First Year: ₹5,40,000, Second Year: ₹5,40,000 and Total Tuition Fees: ₹10,80,000 with a published instalment schedule and a refundable caution deposit: ₹20,000 (PGDM 2026-28). These figures are the latest published cycle details on the official SJIM pages supplied above; treat them as cycle-specific and verify before payment.
When fees change mid-cycle: only institute-issued updates (website notice, prospectus addendum or audited notification) are binding. Third‑party summarised pages may lag or differ; always prioritise the institute’s live page and prospectus PDF for verification.
Direct verification steps
- Open the institute’s PGDM fee page and prospectus PDF to confirm the declared cycle and the date of the notice.
- Match the instalment dates and one‑time deposits against the published schedule on the PGDM fee page.
- For any discrepancy, contact SJIM’s admissions or finance office by phone or email (general and admissions contact details are listed on the institute’s official pages and in public directories).
- If you plan an educational loan, confirm the bank tie-up note on the fee page (the institute page explicitly mentions an SBI educational loan facility up to ₹30 lakhs without collateral for the PGDM 2026-28 entry).
- Retain screenshots/PDFs of the official notice and payment receipts for refund or dispute cases.
Also Read: Check colleges
UPDATE: The PGDM 2026-28 fee table and instalment dates are published on SJIM’s official PGDM fee page and prospectus; confirm directly with the institute finance office before payment.
Practical budgeting tips for Bangalore living
Expect to add living costs to the St. Joseph Institute of Management fees total; below are evidence-backed typical monthly expenses for a student living in Bangalore and practical steps to keep them under control.
| Expense Item | Monthly Estimate (INR) | Notes |
|---|---|---|
| Shared hostel / PG rent (including basic utilities) | Approx. 8,000–15,000 | City-centre rates vary by sharing and proximity to MG Road; includes water, electricity (where billed), not always mess |
| Mess / food (if outside included mess) | 5,000–8,000 | Three simple meals daily at student mess or budget tiffin services |
| Local transport (bus/metro/last-mile) | 1,000–2,000 | Campus commute and occasional inter-city travel using public transport or ride-hailing |
| Phone & internet | 300–800 | Mobile data plan and occasional home Wi‑Fi top-ups |
| Study materials & printing | 500–1,500 | Books, course packs and printing for assignments |
| Personal & miscellaneous | 1,500–3,000 | Laundry, healthcare, small leisure expenses |
Interpretation: combining shared accommodation, mess and recurring costs leads to a reasonable monthly budget range of ~INR 16,300 to INR 30,300. Use the lower end when you secure college hostel accommodation that includes mess.
Practical checklist and cost-reduction tips:
- Prioritise on-campus hostel where available; SJIM's Hostel Accommodation page explains on-campus options and application steps.
- Choose twin/triple sharing rooms and the college mess plan to cut rent and food costs substantially.
- Buy second-hand textbooks or use digital copies; share prints and notes within study groups to lower material costs.
- Use monthly metro/bus passes or student travel cards; pooled rides for internships reduce last-mile costs.
- Plan scholarship and loan disbursement dates into your cash-flow so fee instalments (see Payment schedule) are covered without resorting to high-interest personal loans.
Important Points
St. Joseph Institute of Management fees for the PGDM 2026–28 cohort total ₹10,80,000 (tuition) with first- and second-year charges of ₹5,40,000 each; instalment dates and amounts for the 2026–27 cycle are published on the institute page (installment 1: ₹2,70,000 at admission; installment 2: 15 Sep 2026; installment 3: 15 Mar 2027; installment 4: 15 Sep 2027).
One-time refundable caution deposit ₹20,000 is payable with admission. SBI educational loans are available up to ₹30 lakh without collateral (institute page note).
Admission scholarships and merit/merit-cum-means awards require enrolment in the elective CIS course and specific CGPA thresholds for continuation; half the admission scholarship is awarded in year one and continuation requires minimum CGPA criteria (see SJIM scholarships 2026-28).
Contact details to confirm the final payable amount, payment modes, late-fee rules and any quota-specific charges: Phone 08025597791 (general) and 9972252765 (admissions); Email info@sjim.edu.in (general) and admissions@sjim.edu.in (admissions). These are the institute contacts listed on public profiles.
Hostel accommodation is described on the SJIM hostel page; the official fee page lists tuition, instalments, caution deposit and scholarships but does not provide a per-room published hostel tariff on the same page—confirm current hostel rates and refundable deposits directly with the hostel office before payment.
For fee verification and cycle-specific updates refer to SJIM’s official PGDM fee structure page and the downloadable SJIM Admission brochure 2026-28 available on the institute site. For a comparison of structure formats see Compare structure formats.
Important Points
- Total tuition ₹10,80,000 is the published total tuition fee for the PGDM 2026–28 programme at St. Joseph Institute of Management.
- Installments Four equal instalments of ₹2,70,000 with the first due at admission and subsequent due dates on 15 Sept 2026, 15 Mar 2027 and 15 Sept 2027 (published).
- Caution deposit An additional refundable ₹20,000 caution deposit is payable once at admission.
- Scholarships Admission scholarships are percentile-based (CAT/XAT and CMAT/MAT) with amounts up to ₹2.25 lakh
- Educational loan SBI educational loan support is published: loans available up to ₹30 lakh without collateral.
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Frequently Asked Questions
What is the total tuition fee for SJIM PGDM 2026–28?
The total tuition fee for the PGDM 2026–28 programme at St. Joseph Institute of Management is ₹10,80,000 (two years). This figure is published on the institute's PGDM fee structure page.
How and when must I pay SJIM fees — instalments and due dates?
Fees are payable in four equal instalments of ₹2,70,000. The first instalment is payable at admission; the next due dates are 15 September 2026, 15 March 2027 and 15 September 2027, per the published schedule.
What hostel options and annual charges does SJIM provide?
Hostel accommodation details are published on the SJIM website’s hostel page; the official fee page notes a separate refundable caution deposit of ₹20,000 but does not list standardised annual hostel rates for 2026. Confirm room types and mess charges directly with the hostel office.
Which scholarships are available at SJIM and what are the eligibility rules?
SJIM publishes Admission Scholarships linked to percentile bands in CAT/XAT and CMAT/MAT (amounts vary up to ₹2.25 lakh). Scholarships require consistent first-class academics at X, XII and graduation and specified CGPA thresholds for continuation; enrolment in the CIS elective is mandatory to be considered.
Does SJIM offer educational loan tie-ups and how much can I borrow?
SJIM lists SBI educational loans as available for students; the institute notes educational loan availability up to ₹30 lakh without collateral. Students should contact the finance office or SBI branch for application steps and documentation.
What is SJIM's refund policy if I withdraw after admission?
SJIM refers to standard refund provisions; specific refund or cancellation slabs are not published on the fee page. Applicants should obtain the official prospectus/refund schedule or contact the admissions office for the exact withdrawal and refund rules applicable to 2026 admissions.
Where can I confirm the official SJIM fee structure and contact the finance office?
Confirm official, updated 2026 figures and ancillary charges on SJIM’s official PGDM Fee Structure page and the downloadable prospectus (SJIM Admission Brochure 2026–28). For queries contact the institute via the published admissions email or phone number on their site.
Conclusion
St. Joseph Institute of Management fees for the PGDM 2026–28 cohort are published as a total tuition of ₹10,80,000, payable in four equal instalments with a one-time refundable caution deposit of ₹20,000. Prospective students should use the official fee page and the institute prospectus to confirm any ancillary charges (hostel, mess, library or activity fees) and double-check installment deadlines before completing admission formalities.
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