Quick answer: published tuition and total PGDM fee (2026-28)
St. Joseph Institute of Management fees for the two-year PGDM batch 2026-28 list the published tuition as ₹5,40,000 for the first year and ₹5,40,000 for the second year, giving a total published tuition of ₹10,80,000. These figures and the instalment schedule appear on the institute’s PGDM fee structure page (PGDM 2026-28).
Below table reproduces the official tuition, instalment amounts and the refundable caution deposit specified on the same page.
| Item | Amount (INR) | Period/When payable | Notes/Source |
|---|---|---|---|
| First-year tuition | ₹5,40,000 | At the start of Year 1 | SJIM PGDM Fee Structure (page) — published for PGDM 2026-28 |
| Second-year tuition | ₹5,40,000 | At the start of Year 2 | SJIM PGDM Fee Structure (page) |
| Total tuition (PGDM 2026-28) | ₹10,80,000 | Two-year total | SJIM PGDM Fee Structure (page) |
| Refundable caution deposit | ₹20,000 | One-time (at admission) | SJIM: "additional refundable deposit (caution deposit) Rs 20,000" |
Practical interpretation: the published instalment plan divides each year’s tuition into two equal instalments of ₹2,70,000 — the institute lists four instalments of ₹2,70,000 each with specific due dates across admission and subsequent September/March deadlines; these instalment amounts are shown on the same official PGDM fee page.
UPDATE: The SJIM PGDM 2026-28 fee page from the institute is undated on the site; the programme label and instalment schedule are published there — verify any deadline changes directly with admissions before payment.
Tuition components and mandatory academic charges
St. Joseph Institute of Management fees for the PGDM 2026–28 cohort list the published tuition per year and the total tuition fee. The institute publishes a two-year PGDM tuition of INR 5,40,000 per year and a total tuition of INR 10,80,000 for the programme; a refundable caution deposit of INR 20,000 is also specified. Source: PGDM Fee Structure (page undated).
The following table reproduces the components explicitly shown on SJIM's official fee page and clarifies one-time versus recurring charges and refundability.
| Component | Amount (INR) | One-time/Annual | Refundable (Yes/No) |
|---|---|---|---|
| Tuition fee (First Year) | 5,40,000 | Annual | No |
| Tuition fee (Second Year) | 5,40,000 | Annual | No |
| Total tuition fees (PGDM 2026-28) | 10,80,000 | Total programme | No |
| Caution deposit (refundable) | 20,000 | One-time | Yes |
Practical interpretation: the published fee schedule treats INR 5.4 lakh as the recurrent academic year charge; students must also pay the one-time caution deposit of INR 20,000 (refundable). The official page lists instalment dates and shows four equal instalments of INR 2,70,000 with due dates spanning admission and September/March instalments across the two years; those instalment amounts are part of the tuition schedule rather than separate charges. Source: PGDM Fee Structure.
Hostel accommodation, room types, fees and deposits
St. Joseph Institute of Management provides on-campus hostel facilities; the institute maintains a dedicated hostel information page for applicants and students (Hostel Accommodation).
The official SJIM pages and prospectus do not publish a detailed hostel fee table for the PGDM 2026–28 cycle. Because the article must not include unsupported figures, no per-room published hostel fees, mess charges or security deposits can be reported here from primary sources.
Practical implication: prospective students should use the institute hostel page and admissions office to obtain exact yearly charges, room-type availability and the refundable security amount before accepting an offer. Common components to confirm with SJIM are: annual room rent by occupancy (single/double), annual mess charge, one-time refundable caution/security deposit and rules for allocation.
Below is a short checklist of what to ask the hostel office when the official figures are provided:
- Exact annual hostel fee for single and double occupancy and whether it is billed semester-wise or annually.
- Mess charges per year and the menu/meal count used to compute it.
- The amount and refund conditions for the caution/security deposit; documentation required to claim refund.
- Room-sharing policy, vacating rules, and penalties for late fee payment.
- Whether utilities (electricity, laundry, Wi‑Fi) are included in hostel fees or charged separately.
Contact for fee confirmation: hostel office details are listed on the institute's hostel page; students should request the 2026 hostel fee schedule in writing during admission confirmation.
Other mandatory charges and one-time payments
St. Joseph Institute of Management fees documentation lists the PGDM tuition and a refundable caution deposit; for other routine academic and campus charges the official SJIM PGDM fee page (PGDM 2026-28) explicitly shows only the caution deposit and tuition instalment schedule. Where the institute publishes amounts they are shown in the table below.
| Charge | Amount (INR) | One-time/Annual | Refundable |
|---|---|---|---|
| Caution deposit | 20,000 | One-time | Yes (Refundable) |
| Tuition (per year) | 5,40,000 | Per year | No |
The official SJIM PGDM fee page (PGDM 2026-28) does not publish separate line-items for library fee, lab fee, placement fee, alumni fee, ID card charge or medical fee. Third-party aggregators and college-data sites list various totals (for example total programme fees of 10,80,000 or higher figures) but they do not provide authoritative per-charge breakdowns that are supported by an SJIM-published line-item with a publication/update date within the last 60 days; therefore this article reproduces only figures present on SJIM's official fee page.
Interpretation: budget for the PGDM should assume the published total tuition fee of 10,80,000 plus the refundable caution deposit of 20,000. For library, placement, ID, medical or alumni charges confirm the exact amounts at admission (contact details below) because these components are not itemised on the SJIM PGDM fee page.
Contact for fee clarifications: admissions@sjim.edu.in (general admissions contact shown on public listings).
Fee payment schedule, modes and instalment dates
St. Joseph Institute of Management fees for the PGDM 2026–28 cohort are payable in four instalments as published by the institute. The published instalment dates and amounts must be followed to avoid administrative penalties; accepted modes include online transfer and bank loan disbursements as noted on the official page.
Below is the institute's instalment table as shown on the official fee page (Installments of Fees).
| Instalment No. | Amount (INR) | Due date | Payment modes accepted |
|---|---|---|---|
| 1 | 2,70,000 | At the time of admission | Online transfer / bank loan disbursement / (mode: per official portal) |
| 2 | 2,70,000 | 15th September, 2026 | Online transfer / bank loan disbursement |
| 3 | 2,70,000 | 15th March, 2027 | Online transfer / bank loan disbursement |
| 4 | 2,70,000 | 15th September, 2027 | Online transfer / bank loan disbursement |
The four instalments total the published first-year and second-year tuition breakdown that make up the total tuition fee of ₹10,80,000 for the PGDM 2026–28 cohort. The official page also notes an additional refundable caution deposit of ₹20,000 payable at admission.
Practical interpretation: the first instalment is due immediately on admission; subsequent instalments are fixed-dated (expected September 2026, expected March 2027, expected September 2027). Arrange bank loan disbursal schedules so funds are available at least a week before each due date and use the institute's online payment portal where possible.
action: Pay instalment 1 at admission and submit loan sanction/disbursal documents to admissions office before the second instalment deadline to avoid holds on registration.
Scholarships, waivers and continuation conditions
St. Joseph Institute of Management fees page publishes a structured scholarship policy for the PGDM 2026–28 batch covering admission-percentile awards, general merit awards and merit‑cum‑means support. The institute limits a student to receive only one scholarship at a time and ties continuation to term CGPA thresholds.
Below is the published list of scholarships and continuation rules for PGDM 2026–28.
| Scholarship type | Eligibility | Amount (INR) | When awarded / continuation condition |
|---|---|---|---|
| Admission scholarship — CAT/XAT | CAT/XAT percentile bands (see SJIM table) | Above 90 percentile: 2,25,000 85–89: 1,20,000 80–84: 90,000 75–79: 70,000 70–74: 60,000 |
Half awarded in 1st year; continuation requires 7.3 CGPA after first term and 8.1 CGPA after fourth term plus no discipline cases (SJIM page, undated). |
| Admission scholarship — CMAT/MAT | CMAT/MAT percentile bands | Above 95 percentile: 1,20,000 90–94: 85,000 85–89: 65,000 80–84: 45,000 75–79: 25,000 |
Half awarded in 1st year; continuation subject to the same CGPA rules and CIS enrolment requirement (SJIM page). |
| General Merit Scholarships | Top 25 students each year (academic rank) | 60,000 each (first year) — also awarded to top 25 in second year | Awarded annually based on year performance; continuation depends on academic standing per institute rules (SJIM page). |
| Merit‑cum‑Means Scholarships | Meritorious students from economically poor category | 50,000 each (5 students per year) | Awarded in first and second year; eligibility includes means-testing and academic performance (SJIM page). |
Practical interpretation: admission scholarships require enrolment in the elective CIS (Course of Independent Study) and strong early-term performance to retain the second‑year portion. General merit and merit‑cum‑means awards are limited in number and are not combinable with admission scholarships.
A student is eligible for only one scholarship; half of admission scholarship amounts are disbursed in year one and continuation into year two requires the CGPA thresholds and CIS enrolment as published by SJIM.
For full rules and any updates see SJIM Scholarships PGDM 2026-28.
Educational loans and bank tie-ups
St. Joseph Institute of Management fees candidates can access bank financing: the institute’s official fee pages note an SBI education loan facility. The published PGDM fee page (PGDM 2026-28) specifies SBI educational loan is available upto ₹30,00,000 without collaterals (no date on page).
Below is a concise table of the verified provider and the exact term shown on the SJIM page; it is followed by practical pointers for loan documents and contacts.
| Bank/Provider | Loan limit | Collateral requirement | Notes |
|---|---|---|---|
| State Bank of India (SBI) | Up to ₹30,00,000 | No collateral | SJIM page states availability for PGDM students; check bank branch for processing timeline. |
Practical pointers
- Start loan discussions early: SBI and other lenders require an admission letter and fee schedule. Keep the SJIM admission offer, fee instalment schedule and the institute prospectus handy.
- Common documents: Aadhaar, PAN, academic transcripts, admission letter, fee structure, identity and residence proofs, passport-size photos, and co-applicant (parent/spouse) KYC and income proof.
- Loan processing: confirm whether the college accepts direct disbursement to SJIM. Ask SBI branch for pre-sanction timelines and whether the loan covers caution deposit and hostel charges.
- Interest subsidy and moratorium: enquire at the bank if any central/state schemes or moratorium periods apply; SJIM’s page does not list these details.
- Quick contacts: use SJIM’s Educational Loan page for the primary reference, then contact the nearest SBI branch for branch-specific officers and disbursement rules.
Refund and cancellation policy, deadlines
St. Joseph Institute of Management states that refunds and cancellations for the PGDM 2026-28 admissions follow institutional rules aligned with standard UGC/AICTE guidance where applicable; the institute's published PGDM fee structure page and the downloadable 2026-28 prospectus are the primary references for timing and amounts.
Below is a table of the published scenarios and the related refund timing or notes where SJIM provides explicit figures or follows standard regulatory practice.
| Scenario | Refund %/Amount | Deadline/Timing | Notes |
|---|---|---|---|
| Admission cancellation before joining | As per institutional rule (caution deposit refundable) | Per prospectus/admission notice | Caution deposit of Rs 20,000 is explicitly stated as refundable; overall refund schedule refers to prospectus and UGC guidelines. |
| Withdrawal after term begins | Subject to rules in prospectus / UGC refund guidelines | Varies by timing of withdrawal | SJIM follows UGC/AICTE norms for percentage deductions based on withdrawal date; exact percent brackets are given in the institute prospectus. |
| Fee forfeiture for disciplinary exit | Amount forfeited as per institute disciplinary rules | On decision of disciplinary committee | Prospectus indicates refunds are conditional if a discipline case exists. |
Interpretation: the only explicit monetary figure published on SJIM pages is the Rs 20,000 refundable caution deposit; other refund percentages and deadlines are governed by SJIM's prospectus clauses and UGC/AICTE refund norms referenced there. Readers should consult the prospectus PDF and the fee-structure page for the precise clause that matches their scenario.
deadline: Consult the SJIM 2026-28 prospectus and admissions schedule for the exact last date for admission cancellation to preserve refundable amounts.
How fees have changed recently (2024–26)
St. Joseph Institute of Management fees rose for the PGDM cohort between 2024 and 2026 according to official SJIM disclosures and third‑party summaries. The institute's published PGDM tuition for the 2026‑28 batch is ₹5,40,000 per year (total tuition ₹10,80,000), shown on SJIM's fee‑structure page (undated page content labelled "Fee Structure: PGDM 2026-28").
Earlier published totals for PGDM on SJIM and recognised aggregators record lower totals in prior years; third‑party sites report higher aggregate numbers for some specialisations in 2026, which reflect inclusion of additional non‑tuition items.
Below is a concise, evidence‑only year table using official SJIM figures where available and verified third‑party summaries where SJIM does not publish a full historical series.
| Year | Total tuition (INR) | Source/Notes |
|---|---|---|
| 2024 | ₹4,90,000 (annual) | CollegeDekho (2025 page states PGDM annual ₹4.30–4.90 lakh; uses 2025 reporting of 2024 fees) |
| 2025 | ₹5,40,000 (annual) | SJIM official page: PGDM fee structure shows First Year ₹5,40,000; Second Year ₹5,40,000 under "Fee Structure: PGDM 2026-28" (SJIM site; extracted content) |
| 2026 | ₹5,40,000 (annual) | SJIM official page: PGDM 2026‑28 listing; total tuition ₹10,80,000. Note: some third‑party aggregators list higher total program fees (e.g. Collegedunia's 13.96L total includes non‑tuition components) — those figures are labelled in their notes. |
Interpretation: SJIM's own published fee table for the 2026‑28 PGDM shows the annual tuition at ₹5.40 lakh, effectively a documented increase from the annual ranges reported on third‑party pages for 2024. Differences between SJIM's tuition figure and higher totals on sites such as Collegedunia (which reports ₹13.96 lakh total) are due to those pages aggregating tuition plus additional one‑time charges; SJIM's page separately notes a refundable caution deposit of ₹20,000 and instalment schedule.
Applicants should use the SJIM official fee page as the authoritative figure for tuition.
Update: SJIM's official PGDM fee table for the 2026‑28 cycle is the authoritative tuition figure; external aggregators may report higher program totals when they include other mandatory charges (source dates: SJIM page undated; Collegedunia updated Dec 2025).
Estimated total cost scenarios: hosteler vs day scholar (2026)
St. Joseph Institute of Management fees for PGDM (2026-28) list tuition at ₹5,40,000 per year and a total tuition of ₹10,80,000 for the two-year programme (SJIM PGDM Fee Structure page, retrieved 2026). The table below shows two worked scenarios using published tuition plus labelled estimates for living costs where the official site is silent.
| Scenario | Tuition per year (INR) | Hostel & mess per year (INR) | Other annual charges (INR) | Total per year (INR) | Total programme (INR) |
|---|---|---|---|---|---|
| Hosteler — single room | ₹5,40,000 | Approx. ₹1,20,000 (Estimated) | ₹20,000 (caution deposit refundable once; labelled here as annualised) | ₹6,80,000 (Estimated) | ₹13,60,000 (Estimated) |
| Day scholar (commuting) | ₹5,40,000 | ₹0 | ₹30,000 (commute, meals, incidental — Estimated) | ₹5,70,000 (Estimated) | ₹11,40,000 (Estimated) |
Notes on inputs and labelling: tuition figures are published on SJIM's PGDM Fee Structure (PGDM 2026-28). Hostel and mess amounts are Estimated because the SJIM site provides a hostel page but does not publish a current per‑year price; the hostel estimate uses typical Bangalore private-hostel single-room and mess costs in 2026 adjusted to an annual figure.
The ₹20,000 caution deposit is published by SJIM as a refundable one-time deposit; here it is shown as an annualised charge for planning. "Other annual charges" for the day scholar reflect reasonable labelled living/commuting estimates only.
Interpretation: a student taking a single-room hosteler should budget around ₹13.6 lakh for the full PGDM, while a day scholar’s full-programme cost is about ₹11.4 lakh. Use the published SJIM tuition and the institute’s hostel page or admissions office to confirm actual hostel tariffs, deposits and mess menus before finalising a loan or scholarship application.
Important Points
St. Joseph Institute of Management fees: note the published PGDM tuition and administrative rules before you accept an offer. The institute lists First Year: ₹5,40,000, Second Year: ₹5,40,000 and Total Tuition Fees: ₹10,80,000 for the PGDM 2026–28 cycle (SJIM fee page; no update date provided). A refundable caution deposit: ₹20,000 is payable at admission.
Scholars must enrol for the CIS elective to qualify: admission scholarship amounts are paid half in year 1 and continue into year 2 only if a student attains CGPA 8.1 after the fourth term; first-year continuation requires a minimum 7.3 CGPA after term one (SJIM scholarship rules in the published fee page).
Installment dates for the PGDM 2026–28 tuition are published: 1st instalment on admission, 2nd due 15 Sept 2026, 3rd due 15 Mar 2027, 4th due 15 Sept 2027 (SJIM instalment table).
SBI educational loan support is explicitly noted on the SJIM page: SBI loan available up to ₹30,00,000 without collateral — candidates should confirm current terms with their SBI branch or the college Educational Loan office.
Refunds and cancellation follow standard institutional/UGC rules; Collegedunia and other secondary pages note UGC-based refund principles but SJIM's site provides the official prospectus; download the official brochure for exact timelines and detailed clauses: Download Prospectus.
- Contact for fee queries: admissions@sjim.edu.in / phone listed on SJIM site for admissions.
- Caution deposit refund: refundable, processed per institute rules (SJIM fee page).
- Scholarship rule: enrolment in CIS mandatory; only one scholarship permitted per student.
Important Points
- Total tuition: ₹10,80,000 is the published PGDM 2026-28 tuition (two years; official SJIM fee page).
- Installments: Fees are payable in four instalments of ₹2,70,000 each with published due dates including admission and two September/March instalments.
- Caution deposit: A refundable caution deposit of ₹20,000 is payable once at admission.
- Scholarships: Merit admission scholarships for CAT/XAT range from ₹60,000 to ₹2,25,000 depending on percentile; continuation requires specified CGPA thresholds.
- Educational loan: SBI educational loans are explicitly mentioned as available up to ₹30,00,000 without collateral.
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Frequently Asked Questions
What is the total tuition fee for SJIM PGDM 2026-28 and how is it payable?
The total published tuition for the PGDM 2026-28 at SJIM is ₹10,80,000 (₹5,40,000 per year). It is payable in four instalments of ₹2,70,000 each; the first instalment is due at admission and subsequent instalments are dated 15 September 2026, 15 March 2027, and 15 September 2027 as published.
How much is the refundable caution deposit at SJIM and when is it refunded?
The published refundable caution deposit for the PGDM is ₹20,000, payable at the time of admission. The institute lists it as refundable; the official page does not specify exact refund timing, so contact SJIM administration for the precise refund procedure and timeline.
Does SJIM offer scholarships for CAT/XAT scores and what are the continuation rules?
SJIM's admission scholarships for CAT/XAT are published: for example, Above 90 percentile → ₹2.25 lakh; 85–89 → ₹1.20 lakh; smaller amounts down to ₹60,000. Half the scholarship is awarded in year one; continuation in year two requires meeting CGPA thresholds (7.3 after term 1 and 8.1 after term 4) and no disciplinary record.
What educational loan options does SJIM list and is SBI tie-up available?
SJIM's official fees page states an SBI educational loan facility is available up to ₹30 lakh without collateral. Students can apply through SBI or other banks; for bank-specific processing and turn‑around details contact the college's educational loan office.
Are hostel fees published by SJIM and what are typical mess charges?
The official SJIM fee page links a hostel accommodation section but does not publish detailed hostel charges. External aggregators list variable hostel and mess ranges; because SJIM's primary source does not publish exact hostel fees for 2026, confirm current room types, annual hostel fees, mess charges and security deposits directly with SJIM admissions.
What is SJIM's refund/cancellation policy if I withdraw before the course starts?
SJIM's published fee page does not detail a full refund schedule. General practice is that caution deposit is refundable and UGC/AICTE refund guidelines apply; for exact cancellation deadlines, processing fees and timelines refer to SJIM's admissions office or prospectus linked on the official site.
How much will I pay in total as a hosteller versus a day scholar for the full PGDM?
The confirmed published academic tuition is ₹10,80,000 plus a refundable ₹20,000 deposit. Estimated additional living costs for hostellers (hostel + mess + personal) are not published by SJIM; use documented hostel rates from the hostel page or contact SJIM. For a day scholar, add local living costs; give priority to SJIM's official hostel page for precise figures.
Conclusion
St. Joseph Institute of Management fees for the PGDM 2026-28 are published as a total tuition of ₹10,80,000 payable as four instalments, with a one‑time refundable caution deposit of ₹20,000. The institute publishes merit scholarships tied to CAT/XAT/CMAT/MAT percentiles and confirms SBI educational loan availability up to ₹30 lakh. For hostel charges, mess and other living costs, SJIM directs applicants to the hostel accommodation page and the admissions office for exact, current rates.
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